- Viridium receives strong inaugural investment-grade credit ratings from Fitch, including an ‘A+’ Insurer Financial Strength Rating
- Net profit of EUR 177.3 million in the first half of 2025 (6M 2024: EUR 141.5 million), driven by the consistent operational and financial performance of Viridium’s established business model
- Group Solvency II ratio remains stable at 266 percent, based on the strong capital position of the group
"The inaugural credit ratings from Fitch underscore the strength of our business model and our financial stability. Thanks to our consistent operational and financial performance, we are well on track to achieve another successful financial year in 2025. With our new ownership structure, we are well positioned to continue our successful consolidation strategy", says Viridium Group CEO, Dr Tilo Dresig.
Fitch assigns Viridium Group strong investment grade credit ratings
Viridium Group, Germany's leading life insurance consolidator, was assigned inaugural credit ratings from Fitch Ratings Ltd.: Proxalto Lebensversicherung AG (Viridium Group’s largest insurance company) received an Insurer Financial Strength Rating of ‘A+’. Furthermore, Viridium Group Sarl (Viridium Group’s top holding company) received an Issuer Default Rating of ‘A’. Both ratings have a stable outlook. Fitch recognises Viridium Group’s leading market position in Germany and strong capitalisation, financial performance and asset and liability management as contributing factors towards the ratings.
Strong performance in first half of 2025
Viridium Group delivered strong financial results in the first half of 2025, with consolidated net profit of €177.3 million (EUR 141.5 million in 6M 2024), which reflects the consistent operational and financial performance of Viridium’s established business model. Gross written premiums amounted to EUR 1.4 billion (6M 2024: EUR 1.5 billion). As of 30 June 2025, Viridium Group managed around 3.2 million policies and assets totaling around EUR 67.9 billion, compared to EUR 68.5 billion at the end of 2024. This trend is consistent with the profile of Viridium’s life insurance books.
The group Solvency II ratio remains stable at 266 percent as of 30 June 2025 (compared to 270 percent as of 31 December 2024), based on the strong capital position despite a volatile economic and macro environment.
Fitch’s press release is available on the Fitch website: https://www.fitchratings.com/research/insurance/fitch-assigns-viridium-a-ifs-rating-outlook-stable-06-10-2025
The full 6M 2025 financial report is available on the Viridium Group website:
Viridium_Group_GmbH_Co._KG_Konzern-Halbjahresabschluss_2025_EN.pdf